Will a DUI in Indiana Affect My Car Insurance?

If you have been arrested charged with drunk driving and are preparing to go to court, you’re likely thinking about the consequences you’ll face if found guilty. You’re probably wondering if you’ll go to jail, and what’s going to happen with your license. 

But, many people fail to realize that a DUI conviction will also have an impact on your auto insurance. Continue reading to learn more about what to expect from your insurer if you’re convicted of driving under the influence.

Penalties Associated With a DUI Conviction

First-time offenders convicted of a DUI can face jail time, fines, license suspension, the installation of an ignition interlock device (IID), community service, probation, and the completion of a drug and alcohol rehabilitation program. 

The more offenses a driver has, the heftier the penalties. Jail time can increase to time in prison, fines can be increased, and license suspensions can last for years. For these reasons, clearing your name of the DUI charge is of utmost importance.

How a DUI Will Impact Your Auto Insurance Coverage

Although a DUI conviction can result in the aforementioned consequences, what isn’t as clear is how it will impact your auto insurance. Generally speaking, once it is time to renew your policy, your insurer will run a check on your license and, if they determine you to be a high-risk driver with a DUI conviction, your insurance premium is sure to skyrocket.

In some cases, your insurance company may even refuse to continue your coverage. Others will require you to install an IID at your own expense in exchange for offering you coverage. It’s clear that if you are convicted of drunk driving, one way or another you’re going to suffer the consequences.

Schedule Your Defensive Strategy Session

To learn more about how an Indiana DUI lawyer at Rowdy G. Williams Law Firm can help you avoid a drunk driving conviction, schedule your free, no-obligation consultation. You can submit the brief contact form at the bottom of this page or give us a call at 1-812-232-7400 to set up yours.