Are you struggling to deal with mounting debt and the creditors who want you to pay up? Call a Terre Haute debt relief attorney for help getting through this tough time.
Dealing with debt is difficult, especially when your expenses don’t allow you to make significant payments. This leads to a difficult cycle: You pay off some of your debts, only to end up with more debt.
It’s a hard spot to get out of, and when creditors are harassing you, it feels impossible. Fortunately, a Terre Haute debt relief lawyer can help you get your debt under control. At Rowdy G. Williams Law Firm, we understand how stressful debt is, but we can help keep the creditors at bay and get your debt handled.
Creditors Might Harass You
Unfortunately, debt collectors may give you trouble, even though harassment is illegal. If creditors believe they can get away with it, you could suffer from their attempts to make you pay what you can’t pay. They might try illegal tactics and bully you.
If you’re being harassed for your debt, a debt relief lawyer in Terre Haute can help you get this under control. You may be suffering from debt harassment if you’ve experienced any of the following creditor behaviors:
- Calling multiple times in a day
- Threatening you or your family
- Lying about your debt
- Using obscene language
- Making information about your debt available to others
Debt Relief Through Bankruptcy
Fortunately, you have options for relief. If your debts are especially high, bankruptcy might be the answer. While many people think of bankruptcy as failing or being completely penniless, bankruptcy can act as a “reset” button for your finances. By declaring bankruptcy, you can get a new, debt-free start.
If you’re looking for a completely fresh start, Chapter 7 bankruptcy can give you a blank slate by selling all your assets and using those funds to pay off your creditors. This absolves you of all debt, giving you the relief you need to change your budget and move forward.
On the other hand, Chapter 13 bankruptcy gives you the option to adjust your debt, making a manageable plan to pay it off. If you want to work off your debt with a budget over the next few years, this option can help you do so.
If your debt is less dire, you may consider other options, which a debt relief attorney in Terre Haute can discuss with you. Regardless of what you choose, a lawyer at our firm can help you get your finances back on track.
Connect with a Terre Haute Debt Relief Attorney
If your debt is getting so serious that debt collectors are resorting to bullying and intimidation, you need relief. Fortunately, our firm understands and can help.
Dealing with debt is tough, but Rowdy G. Williams Law Firm can give you options for a debt-free life. Whether you’ll need to pay it off in installments or you want to be done with it now, we can help you make a plan that works for you and your family.
When you’re dealing with debt, don’t struggle alone. Call a Terre Haute debt relief lawyer to discuss how we can help you. Call us at 1-812-232-7400 or complete the online contact form below.